The Travelers Companies, Inc., commonly known as Travelers, is an American insurance company. It is the second largest writer of U.S. commercial property casualty insurance and the third largest writer of U.S. personal insurance through independent agents. Travelers is incorporated in Minnesota, with headquarters in New York City and its largest office in Hartford, Connecticut. Travelers also maintains a large office in St. Paul, Minnesota.[1] It has been a component of the Dow Jones Industrial Average since June 8, 2009.[3]
In 1998, the Travelers Group merged with Citicorp to form Citigroup.[10] However, the synergies between the banking and insurance arms of the company did not work as well as planned, so Citigroup spun off Travelers Property and Casualty into a subsidiary company in 2002,[12] although it kept the red umbrella logo. Three years later, Citigroup sold Travelers Life & Annuity to MetLife.[13] In 2003, Travelers bought renewal rights for Royal & SunAlliance Personal Insurance and Commercial businesses.[14][15]
Travelers was founded in 1864 in Hartford. It was founded to provide travel insurance to railroad travelers at a time when travel was far more risky and dangerous than today, hence the name. Along the way it had many industry firsts, including the first automobile policy, the first commercial airline policy, and the first policy for space travel.[9] In 1954 it established the world's first privately owned weather research facility, the Travelers Weather Research Center, the first organization to make weather predictions using probabilities ("20% chance of rain"). By the early 1990s, Travelers was predominantly a general property and casualty insurer that also happened to do some travel insurance on the side, and it quietly exited its original business in 1994. What was left of Travelers' travel insurance business was acquired by three former employees and is now known as Travel Insured International, a Crum and Forster Company.

In 2004, the St. Paul and Travelers Companies merged and renamed itself St. Paul Travelers, with the headquarters set in St. Paul, Minnesota.[16] In August of that year, it was charged of misleading statements associated with the merger.[17][18] Despite many assurances from CEO Jay Fishman that the newly formed company would retain the St. Paul name, the corporate name only lasted until 2007, when the company repurchased the rights to the famous red umbrella logo from Citigroup and readopted it as its main corporate symbol, while also changing the corporate name to The Travelers Companies.[19][20][21][22]


In 2006, a Travelers commercial titled Snowball was nominated for an Emmy. Snowball featured a man, walking down a steep San Francisco sidewalk, who trips and knocks over a table of items at a garage sale. The man and the items roll down the street, forming a ball which gathers garbage cans, pedestrians, construction materials, motorcycles, light poles, and other items, in a manner very reminiscent of the familiar cartoon "snowball" effect or the cult video game Katamari Damacy.[45] The creators of the ad say it is simply based on the snowball effect, they have never heard of the game, and that the resulting similarity was a surprise to them.[46]

Family vacations create lasting memories of a slower pace of life, fun activities and new adventures. If your kids are young, it may be easier to drive to your weekend destination. Older kids can have fun exploring a new city, unique museums and historical sights. Be sure to leave plenty of time for family dinners, group activities and relaxation by the pool.
$2 for each Slub Tee (elbow, top shoulder, henley, cardigan, v-neck tank and gidet top slub tee- Chico’s only) (cotton slub reversible color spray Tee- Chico’s Outlet only) sold, will support our corporate donation of $400k, to Habitat for Humanity, located at 270 Peachtree Street NW, Suite 1300, Atlanta, GA 30303-1263 (tel: 1-800-422-4828) from 04/1/19- 05/31/19 to help families build strength, stability and self-reliance through shelter. Valid in the U.S. and Canada. This promotion will automatically expire when the maximum donation amount is met. Habitat for Humanity is a non-profit organization. To learn more about Habitat, visit their website at habitat.org. All donations collected at participating Chico’s boutique, Chico’s Outlet or Chico’s OTR locations for Habitat for Humanity will be donated in the name of Chico’s FAS. In-store donations are not tax deductible. All donations are in U.S. dollars.
Family vacations create lasting memories of a slower pace of life, fun activities and new adventures. If your kids are young, it may be easier to drive to your weekend destination. Older kids can have fun exploring a new city, unique museums and historical sights. Be sure to leave plenty of time for family dinners, group activities and relaxation by the pool.
Word History: It may seem hard to believe, but Latin aqua, "water," is related to island, which originally meant "watery land." Aqua comes almost unchanged from Indo-European *akwā-, "water." *Akwā- became *ahwō- in Germanic by Grimm's Law and other sound changes. To this was built the adjective *ahwjō-, "watery." This then became *awwjō- or *auwi-, which in pre-English became *ēaj-, and finally ēg or īeg in Old English. Island, spelled iland, first appears in Old English in King Alfred's translation of Boethius about ad 888; the spellings igland and ealond appear in contemporary documents. The s in island is due to a mistaken etymology, confusing the etymologically correct English iland with French isle. Isle comes ultimately from Latin īnsula "island," a component of paenīnsula, "almost-island," whence our peninsula.

A suicide bomber and his victims are set to become travelers, but the bomb explodes and only Donner, the bomber, survives. Devastated by his failure, Donner tries to betray the traveler program to the authorities, but the entire hearing is populated by travelers who hold a trial and convict Donner of treason. Donner is overwritten by a new traveler, who must serve Donner's prison sentence, and reports that things in the future are getting worse despite the changes enacted by Traveler teams in the 21st. Luca approaches Donner in prison, implying that he has lost faith in the Director. Ken, David's boss, believes David's relationship with Marcy is inappropriate. Upon meeting Marcy, he believes she has defrauded the system. Marcy saves David's job by repaying her benefits. Grace, Trevor's guidance counselor, and Jacqueline, Carly's social worker, genuinely care about them, respectively. Grace tries to help Trevor with his academics, and Jacqueline promises that she will not let the system fail Carly and her child. Philip discovers that gambling outcomes are deviating slightly from the historic record.
Vacation Packages: More hotels, resorts and inns offer romantic, family, wedding, honeymoon and other packages than people realize. If your heart is set on a particular getaway, check their web site for current offers. In some cases, the property will offer a romantic package that you can add on to the cost of your stay, such as flowers or a gift that can be prepared ahead of time. In other cases, the romantic package will include the room rate as well. When you are researching the best places to vacation, it pays to check for packages.
Saint Paul Fire and Marine Insurance Co. was founded March 5, 1853, in St. Paul, Minnesota, serving local customers who were having a difficult time getting claim payments in a timely manner from insurance companies on the east coast of the United States. It barely survived the Panic of 1857 by dramatically paring down its operations and later reorganizing itself into a stock company (as opposed to a mutual company). It soon spread its operations across the country. In 1998 it acquired USF&G, known formerly as United States Fidelity and Guaranty Company, an insurance company based in Baltimore, Maryland, for $3.9 billion in stock and assumed debt.[5][6] By buying USF&G, they went from the 13th to the eighth largest property and casualty insurance company in the United States. Through economies of scale between the two companies, and a difficult business environment, they downsized the company substantially over the coming years by selling certain business units to focus on more profitable business units.[7][8]
These days, travelers will tell you that Tahiti is no longer a dream. True, it has an international airport, and smart hotels rise within sight of the coral reef. I have seen the changes over the years, yet the island is still beautiful and still rises suddenly green to the cloud-touched mountaintops. At least from the sea, before you come too close, you can still see Tahiti as Paul Gauguin saw it— in all its extravagance and romance—when he voyaged there from France to paint.
From inexpensive options near your home to luxury suites at full service resorts, there are many great weekend trips to choose from. We've included great ideas based on traveler interest, such as vacation spots for garden lovers, amazing aquariums in the U.S., family vacation ideas, honeymoon escapes, inexpensive bachelorette party ideas, overnight spas and gourmet vacations. You can often find some nice vacation spots that are on other people's bucket list quite close to home. If you are wondering where to go on vacation, our weekend getaways section is the best place to start.
Nearly everyone likes a diverse choice of things to see and do on vacation, from museums and historic attractions to tours and adventures. Popular actities include paddleboarding, horseback riding, swimming, tennis, golf, film festivals, skiing in Aspen, ziplining, kayaking tours, surfing, waterpark rides, amusement park rides, mini golf and other cool things to do.
Make your next trip one to remember by exploring your national parks! Download Happy Trails: 25 Unforgettable National Park Hikes for descriptions and insider recommendations on trails and treks for all ages and ability levels, as well as general hiking tips. Sign up to get this guide, a must-have for planning an unforgettable national park adventure.

In 1998, the Travelers Group merged with Citicorp to form Citigroup.[10] However, the synergies between the banking and insurance arms of the company did not work as well as planned, so Citigroup spun off Travelers Property and Casualty into a subsidiary company in 2002,[12] although it kept the red umbrella logo. Three years later, Citigroup sold Travelers Life & Annuity to MetLife.[13] In 2003, Travelers bought renewal rights for Royal & SunAlliance Personal Insurance and Commercial businesses.[14][15]


When you work at Travelers, life’s most important moments become your life’s work. That means helping families feel secure, businesses to prosper, knowing that you’ve made a difference, and feeling like you belong to something bigger. It also means being part of a team that’s evolving to meet changing needs – from customer service to data science and beyond. If that’s more than you imagined in an insurance career, it’s time to join us at Travelers. 

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In January 2007, Travelers agreed to pay US$77 million to six states to settle a class action suit and end investigations into its insurance practices.[36][37] The charges involved paying the insurance broker Marsh & McLennan Companies contingent commissions to win business without the knowledge of clients, thus creating a conflict of interest.[38] Additionally, the investigation examined whether Travelers had created the illusion of competition by submitting fake bids,[39] thus misleading clients into believing they were receiving competitive commercial premiums.[40]
When you work at Travelers, life’s most important moments become your life’s work. That means helping families feel secure, businesses to prosper, knowing that you’ve made a difference, and feeling like you belong to something bigger. It also means being part of a team that’s evolving to meet changing needs – from customer service to data science and beyond. If that’s more than you imagined in an insurance career, it’s time to join us at Travelers.

Offer valid in U.S. boutiques (excludes Chico's Outlets, Chico's Off the Rack stores and chicosofftherack.com), enter code at chicos.com and by phone at 888.855.4986. We do not guarantee any threshold number of sales were made at the listed full price. Offer applied after all other offers, except loyalty. Qualifying amount and offer not valid on Chico's Loves™, donations, charity items, gift cards, for adjustments of prior purchases, final sale items, taxes, and shipping. Passport discount will be taken off the merchandise total after all other discounts have been applied, but before taxes. Passport is a U.S. based loyalty program, and is not currently available to customers residing outside of the U.S. One time use only. Coupon may not be combined, sold, auctioned, transferred or reproduced. If you return a portion of your purchase, an equivalent portion of your original discount will be forfeited. One coupon per transaction. No cash value. Offer valid now through 04/21/2019.
Protocol Omega means the Director is no longer intervening in this timeline as either the Traveler program succeeded in its mission or it has totally failed. When Jeff visits Marcy to offer his condolences, she realizes he has been overwritten by 001 and eventually kills herself to prevent him obtaining Ellis' backdoor code from her brain. 001 uploades his consciousness to the internet, enabling him to exist into the future and ultimately gain control. He sends the consciousnesses of his followers into world leaders, provoking the Russians and Chinese to launch nuclear warheads against the US. Yates blames MacLaren and his team for hastening, rather than preventing, the end of mankind. MacLaren uses 001’s machine to send his mind back to the August 2001 day when his host first met Kat. He tells her to give John a second chance, later drops off a warning about Helios, then on September 11 arrives at the same office high in the World Trade Center a few minutes before 001's expected arrival, meant to kick off the Traveler program. MacLaren sends an email, knowing the Director will find it, stating: "Traveler program failed. Do not send 001." MacLaren stays in the office – as 001 was supposed to do in the original plan – to await the attacks. The non-Traveler Marcy, showing no signs of hydrocephalus and working as a nurse, happens to sit beside David on a bus, and he strikes up a conversation, renewing their inevitable connection for a third time. The Director decides that Traveler program version one has failed, and begins version two...
These days, travelers will tell you that Tahiti is no longer a dream. True, it has an international airport, and smart hotels rise within sight of the coral reef. I have seen the changes over the years, yet the island is still beautiful and still rises suddenly green to the cloud-touched mountaintops. At least from the sea, before you come too close, you can still see Tahiti as Paul Gauguin saw it— in all its extravagance and romance—when he voyaged there from France to paint.
Many of Travelers' ancestor companies, such as St. Paul and USF&G, are technically still around today, and still write policies and accept claims in their own names (under the overarching Travelers brand name). As is typical of most insurers in the United States, Travelers never dissolved the various companies it acquired, but simply made them wholly owned subsidiaries and trained its employees to act on behalf of those subsidiaries. This is a common risk management strategy used by U.S. insurance groups. If any one company in the group gets hit with too many claims, the situation can be easily contained to that one company (which is placed in runoff and allowed to run its policies to completion), while the remainder of the group continues to operate normally.
Known as New York's tough neighbour with a major international airport, Newark is a destination in its own right. The city is undergoing revitalisation efforts and its attractions include several large parks, art galleries and architecturally significant buildings. The Newark Museum is a complex of art and science exhibits, a mini-zoo, a planetarium and more. Theatre, music and dance performances take place at venues such as the New Jersey Performing Arts Center and Newark Symphony Hall.
It's not a special-effects-heavy show. Instead, it focuses on squeezing every drop of juice out of the slightly off-kilter premise. For a start, "taking over" present-day human hosts kills them. So there's a massive built-in moral dilemma. And it's worked out with painstaking logic. Time travelers try to pick people who were about to die anyway - but this too presents problems. The time travelers need to remain undiscovered, which means seamlessly picking up the threads of their hosts' lives. Time travelers may have motivations of their own, which need to be dealt with in the present. It all meshes beautifully.
People rarely venture out to the Channel Islands from the California mainland, although it seems just a stone’s throw away. The most accessible, and famous, is Santa Catalina, which I reached in two hours by ferry from the port of Los Angeles. There I found a placid village called Avalon, a calm bay, and a famous prewar dance hall—round like a fortress—where the big bands once played.
Many of Travelers' ancestor companies, such as St. Paul and USF&G, are technically still around today, and still write policies and accept claims in their own names (under the overarching Travelers brand name). As is typical of most insurers in the United States, Travelers never dissolved the various companies it acquired, but simply made them wholly owned subsidiaries and trained its employees to act on behalf of those subsidiaries. This is a common risk management strategy used by U.S. insurance groups. If any one company in the group gets hit with too many claims, the situation can be easily contained to that one company (which is placed in runoff and allowed to run its policies to completion), while the remainder of the group continues to operate normally.
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