Saint Paul Fire and Marine Insurance Co. was founded March 5, 1853, in St. Paul, Minnesota, serving local customers who were having a difficult time getting claim payments in a timely manner from insurance companies on the east coast of the United States. It barely survived the Panic of 1857 by dramatically paring down its operations and later reorganizing itself into a stock company (as opposed to a mutual company). It soon spread its operations across the country. In 1998 it acquired USF&G, known formerly as United States Fidelity and Guaranty Company, an insurance company based in Baltimore, Maryland, for $3.9 billion in stock and assumed debt.[5][6] By buying USF&G, they went from the 13th to the eighth largest property and casualty insurance company in the United States. Through economies of scale between the two companies, and a difficult business environment, they downsized the company substantially over the coming years by selling certain business units to focus on more profitable business units.[7][8]
Many of Travelers' ancestor companies, such as St. Paul and USF&G, are technically still around today, and still write policies and accept claims in their own names (under the overarching Travelers brand name). As is typical of most insurers in the United States, Travelers never dissolved the various companies it acquired, but simply made them wholly owned subsidiaries and trained its employees to act on behalf of those subsidiaries. This is a common risk management strategy used by U.S. insurance groups. If any one company in the group gets hit with too many claims, the situation can be easily contained to that one company (which is placed in runoff and allowed to run its policies to completion), while the remainder of the group continues to operate normally.
This unique history of formation and isolation has given rise to breathtaking and extraordinary wonders. Perfect white sand beaches, abundant reefs, towering waterfalls, lush valleys, snow-capped mountains and fiery hot volcanic cauldrons captivate the hearts of those who visit as well as those who call this beautiful place home. A special culture has evolved from the unique natural environment of these islands. Native Hawaiians are the host culture here, and the values of Aloha have laid the foundation for the Hawaii we have today. Since the 1700s, peoples of various cultures have been arriving on these shores, bringing their foods, their music and their ways of life.
Certain that his team erased his memory of the previous day, MacLaren retraces his steps in the case of a disturbed youth with a horrific future. The future is changed due to his positive impact on the boy. Jeff, confronting the Travelers with his knowledge of their existence, is overwritten by a new Traveler. Grace grants the predecessor of the Director, an AI called Elsa, access to the Internet so MacLaren and his team can use it to find Traveler 001.
To prevent an explosion that kills thousands, the team steals antimatter from a military convoy. The material's intended recipient is a new traveler who fails to prevent his host's suicide, forcing the team to improvise. After failing to upgrade their containment device, the team returns the antimatter to its origin facility. They form a tenuous alliance with Dr. Delaney, who produced the antimatter; history records her as complicit in the weaponization of antimatter, but she actually opposes Major Gleason's ambitions. MacLaren informs Delaney that they will return soon. Philip retains his host's heroin addiction. MacLaren meets his wife, Kat, but also resumes a preexisting relationship with Carly. Marcy works to build trust with a confused David.
I tuned in to Travelers with low expectations. Time travel has rarely made for compelling television. Often, it's just an excuse for moving to a new historical setting each week. (Even Doctor Who stopped doing pure time travel after the first few years and started emphasizing the "relative dimension in space.") Travelers sounded particularly dreary: people from the future taking over humans in the present. Oh, great, a time travel story that lets us glimpse the wonders of... the present.
After asking Marcy to move out, David admits he cannot bear to be without her. She tells him she is dying, and they kiss. Trevor tries to connect with his father. Jeff files assault charges, preventing Carly from finding a job. She asks him to take the baby for an afternoon, unaware he has tipped Kat off to Carly's relationship with MacLaren. Under orders, a traveler murders her host's Cabinet-member husband, and instructs MacLaren to board a flight as Congressman Bishop's seatmate. In flight, MacLaren learns he is to activate a stasis field to save himself and Bishop, while all others aboard will die in a crash. MacLaren discovers Kat followed him on board, believing she would witness his infidelity. He instructs Kat and Bishop to use the stasis device, and attempts to survive impact unaided, using only Philip's knowledge of the crash. At the crash site, the team resuscitate Kat and Bishop, and Bishop is overwritten. To Carly's dismay, MacLaren is taken away by traveler paramedics before the team can reach him.
In 2006, a Travelers commercial titled Snowball was nominated for an Emmy. Snowball featured a man, walking down a steep San Francisco sidewalk, who trips and knocks over a table of items at a garage sale. The man and the items roll down the street, forming a ball which gathers garbage cans, pedestrians, construction materials, motorcycles, light poles, and other items, in a manner very reminiscent of the familiar cartoon "snowball" effect or the cult video game Katamari Damacy.[45] The creators of the ad say it is simply based on the snowball effect, they have never heard of the game, and that the resulting similarity was a surprise to them.[46]
Offer valid in U.S. boutiques (excludes Chico's Outlets, Chico's Off the Rack stores and chicosofftherack.com), enter code at chicos.com and by phone at 888.855.4986. We do not guarantee any threshold number of sales were made at the listed full price. Offer applied after all other offers, except loyalty. Qualifying amount and offer not valid on Chico's Loves™, donations, charity items, gift cards, for adjustments of prior purchases, final sale items, taxes, and shipping. Passport discount will be taken off the merchandise total after all other discounts have been applied, but before taxes. Passport is a U.S. based loyalty program, and is not currently available to customers residing outside of the U.S. One time use only. Coupon may not be combined, sold, auctioned, transferred or reproduced. If you return a portion of your purchase, an equivalent portion of your original discount will be forfeited. One coupon per transaction. No cash value. Offer valid now through 04/21/2019.
Holiday Weekends: During most times of the year, you can get away with last minute vacation planning, but major holidays like New Year's, Memorial Day, Labor Day and Christmas often mean sold out airline seats and hotel rooms, so it's a good idea to do your research and reservations ahead of time. People often postpone trip planning because it's difficult to decide where to go and what to do. Browse our ideas by month section which includes suggestions for every month of the year as well as Valentine's Day, Mothers & Fathers Days, fall foliage trips, 4th of July events and other trip ideas for families and couples.
Anniversary Vacation Ideas: We often write about top romantic destinations in the world, spa resorts, wedding and vow renewal destinations. Just like with planning a dream romantic getaway, your anniversary trip should include types of activities that you both enjoy. Best honeymoon destinations: vacation getaways on the East Coast, West Coast, Europe.
Weekend on the Beach: Weekend trips that include relaxing on the beach are always a good idea. Visit the Florida Keys where you can check into one of the island resorts or explore fun attractions and restaurants in Key West. During the summer, many lake and ocean beaches are within driving distance on the East Coast, West Coast, the South and Midwest. During the warmer season it's easy to plan a day trip or an affordable overnight stay. In the winter, inexpensive vacation spots may be harder to find and you may have to take a plane to get to a tropical beach in South Florida, Hawaii or the Caribbean. 

Philip, while under the influence of drugs, commits to memory an anti-viral formula sent via messenger. The information is passed on to fellow Traveler Derek via Jenny so it can be synthesized and distributed to other Traveler teams as well as people targeted to be saved in order to minimize the spread and mutation of a flu like virus that historically killed 70,000 people. However, two weeks after dissemination, people around the world start getting sick with a virus even more dangerous than the original one. With no contact from the Director, and the death toll rising, Marcy and the team rush to find a solution before it's too late.
The team is given a mission to collect and safeguard the original power source of the Director, as it will likely be the remaining Faction members' next target. The mission is going smoothly, but the team is ambushed and killed by the Faction. With its very existence in danger, the Director initiates Protocol Alpha – and sends back a Traveler to save the team before they are killed, but the remote location, small time window, and only two host candidates within geographic range makes the probability of success low.
Vincent Ingram (Traveler 001) recounts his arrival in the 21st century to his therapist, Dr. Perrow. Vincent's arrival was meant to be the first test of projecting human consciousness through time and he was intended to die in the fall of the World Trade Center on September 11, 2001, so as not to affect the timeline – but soon after arrival, he went off-mission and into hiding from the Director. Meanwhile, Mac and his team are being interrogated by the FBI about the Quantum Frame and its purpose, while David deals with the aftermath of the assassination attempt on his life.
Nearly everyone likes a diverse choice of things to see and do on vacation, from museums and historic attractions to tours and adventures. Popular actities include paddleboarding, horseback riding, swimming, tennis, golf, film festivals, skiing in Aspen, ziplining, kayaking tours, surfing, waterpark rides, amusement park rides, mini golf and other cool things to do.
During an update for historians, one of them dies from cerebral overload and is taken over by another traveler. The faction then breaks in and kidnaps the historians. A Blackbox is a device used to extract information from an unconscious or dying person and the team uses one to access a critically injured Hall to ascertain the location of historians. Jeff reaches out to his police sergeant to get his job back and is told to get help from a social worker first. Philip is questioned by the faction. Philip is given time with Kyle as a gesture of good will, who states that he sympathizes with the faction's goal, especially since he just saw another historian die during the update. Faction saves a TELL that Kyle provided to gain his support. Jeff reaches out to David to sign his therapy form for him to get his job back. David agrees to help as a social worker with Jeff's addiction, which the traveler doesn't actually have. Hall is able to relay information from when he was tracking his team's historian showing he ran into a faction team and was shot climbing a fence. He reveals that it was Kyle and Luca from his own team that shot him. Hall is able to show the team the location of the historians and the team is dispatched. While with David, Jeff receives a message to meet up at the location for tactical support. Philip is able to escape before being cornered by Kyle and Luca. Maclaren's team shows up just in time to save Philip and kills Luca and Kyle. The team saves all the historians while taking out many of the faction. Hall is told he saved them all and is able to pass away in peace knowing that. Jeff and Carly reconnect. Philip is seen throwing out his yellow pills that historians have to take.
The team is given a mission to collect and safeguard the original power source of the Director, as it will likely be the remaining Faction members' next target. The mission is going smoothly, but the team is ambushed and killed by the Faction. With its very existence in danger, the Director initiates Protocol Alpha – and sends back a Traveler to save the team before they are killed, but the remote location, small time window, and only two host candidates within geographic range makes the probability of success low.
Free standard shipping (estimated 6-9 business days) within the continental U.S. (chicosofftherack.com orders are not eligible) with a $125 USD minimum merchandise purchase. Offer valid online at chicos.com and at 888.855.4986. May be upgraded to express shipping for $9.95 (estimated 2-5 business days) within the continental U.S. Qualifying amount is based on total purchase price after all other discounts have been applied. No adjustments on prior shipments. Two day and next day deliveries are not available for P.O. Boxes, AP/FPO, military addresses, and other certain areas UPS cannot reach. Free shipping is for merchandise purchased online only and free shipping does not include returns. May return or exchange merchandise at a U.S. Chico’s® store (excluding outlets) in accordance with "Chico's Return Policy" (see chicos.com or call 888.855.4986 for complete details). No adjustments on prior shipments. Offer may not be sold, auctioned, transferred or reproduced. Valid for limited time only; Chico's reserves the right to discontinue or modify this offer at any time. Void where prohibited. Limited time only. 

Hundreds of years from now, the last surviving humans discover the means of sending consciousness back through time, directly into people in the 21st century. These Travelers assume the lives of seemingly random people, while secretly working as teams to perform missions in order to save humanity from a terrible future. These travelers are: FBI Special Agent Grant MacLaren, the team's leader; Marcy, a young, intellectually disabled woman in the care of her social worker, David; Trevor, a high school quarterback; Carly, a single mom in an abusive relationship; and Philip, a heroin-addicted college student. Armed only with their knowledge of history and an archive of social media profiles, the travelers discover that 21st century lives and relationships are as much a challenge as their high-stakes missions. Written by ahmetkozan
Lord Howe is way out in the middle of the Tasman Sea, a two-and-a-half-hour plane ride from Sydney. It takes days by boat. However you get there, the journey is worth it.Named after a British admiral, Lord Howe is the world’s most southerly coral island. About 350 people call it home, many descended from families who settled there in the 18th century. 

Carly loses custody of her son until the trial. Grace is due to die, so Trevor kidnaps her to save her life. Believing he is insane, she flees and is overwritten despite having avoided the accident that would have killed her. Grace and another newly arrived traveler, Ellis, are computer programmers who have fled an anti-Director faction in the future. Ellis has developed a code that is sought by this faction, and has returned to the 21st century to keep it from them. David and Marcy consummate their relationship. However, her condition worsens and Boyd stabilizes her, but Marcy is near death. In the future, Grace was in charge of social media research and identifying the candidates. She wants to correct Marcy's condition with an experimental overwrite. She offers to redirect Marcy's original transfer into the functional part of her brain, saving her at the cost of her 21st-century memories. MacLaren lets Marcy decide, and she decides to speak to David first. However, her condition becomes critical shortly before David returns home, and she is overwritten by her earlier self. Her team introduces her to David.
Kathryn confronts MacLaren about an affair she believes he is having, leading him to end his relationship with Carly. Charlotte, the misfire historian, is overwritten and murders her team. She attempts to assassinate Grace, but Trevor stops her. Grace reveals that the anti-Director faction was responsible for the team's abduction. Charlotte is shot by Jeff while attempting to kill Carly. Ellis reveals that he has built a quantum frame that the Director, an advanced AI, can use to travel to the present to escape the faction. David is held at gunpoint by another assassin but is saved by Marcy. The team arrives at the farm where Trevor has received a text to destroy the frame. Boyd reveals she received an order to kill MacLaren and holds him at gunpoint; Carly later reveals having been given the same mission. Assassins surround the farm as Ellis shoots Trevor to keep him from harming the frame. Grace jumps in front of Trevor and is shot as well. Ellis shuts down the perimeter shield in the hope that the Director will help them and delivers a message to destroy the frame shortly before he dies. It is revealed that the people surrounding them are not anti-Director assassins, but FBI agents led by Forbes.
The Director can invoke three other protocols in special situations: Protocol Alpha temporarily suspends all other protocols when a critical mission must be completed at all costs, Protocol Epsilon can be invoked when Traveler archives are threatened, and Protocol Omega permanently suspends all other protocols when the Director abandons the Travelers because the future has either been fixed or deemed impossible to fix.
Travelers transfer into a cult preparing for mass suicide. MacLaren's team, the cult, and many other travelers, including senior engineer Bloom, meet at the antimatter facility. Bloom reveals that the future has been subtly rewritten and is not as united as it once was. Dosed with antitoxin, they release a toxic cloud to force a local evacuation. Gleason interrogates Delaney until MacLaren returns her to the facility and explains the nature of travelers. Gleason discovers Delaney's escape and prepares to return to her lab. Using the antimatter to power an x-ray laser, the travelers intend to deflect asteroid Helios 685, saving millions of lives and preventing the environmental catastrophes and devastating wars that led to their dark future. Deflecting Helios has been the Director's main goal, even though it could possibly prevent the travelers' own births in the future. Gleason leads an assault, killing most of the cult travelers and Bloom before she can fire the laser. However, travelers transfer into his soldiers and eventually into him, sacrificing themselves to complete the mission. The traveler within Gleason fires the laser while MacLaren and his team save Delaney from the antimatter explosion on Bloom's orders. MacLaren is unsure of the mission's success, as his team remains in the present.
In October 2015, Travelers acquired a majority interest in the property casualty business of its J. Malucelli joint venture in Brazil. J. Malucelli commenced writing property casualty business in 2012.[27] The property casualty business operates under the Travelers brand and focuses on property, general liability, construction and financial insurance products. The business is based in São Paulo.
Free standard shipping (estimated 6-9 business days) within the continental U.S. (chicosofftherack.com orders are not eligible) with a $125 USD minimum merchandise purchase. Offer valid online at chicos.com and at 888.855.4986. May be upgraded to express shipping for $9.95 (estimated 2-5 business days) within the continental U.S. Qualifying amount is based on total purchase price after all other discounts have been applied. No adjustments on prior shipments. Two day and next day deliveries are not available for P.O. Boxes, AP/FPO, military addresses, and other certain areas UPS cannot reach. Free shipping is for merchandise purchased online only and free shipping does not include returns. May return or exchange merchandise at a U.S. Chico’s® store (excluding outlets) in accordance with "Chico's Return Policy" (see chicos.com or call 888.855.4986 for complete details). No adjustments on prior shipments. Offer may not be sold, auctioned, transferred or reproduced. Valid for limited time only; Chico's reserves the right to discontinue or modify this offer at any time. Void where prohibited. Limited time only. 

Whether you are planning a quick weekend getaway, family vacation, honeymoon or a road trip, there are many amazing choices in the United States and abroad. If you only have a few days, browse our weekend getaways page for choices near you so that you can take a short drive rather than spend precious vacation time on travel. If you have a long weekend or a full week, consider a trip to the Caribbean, Hawaii, Europe, California and other fun places around the world.
Buy any full-priced swim style at chicos.com or by telephone at 888.855.4926 and receive free Parcel Post shipping within the continental U.S. (chicosofftherack.com orders are not eligible). Free shipping will be reflected at checkout. Offer not valid on purchases made in stores (including outlets). Free returns within the continental U.S. only, on full-priced swim styles purchased at chicos.com or by telephone and made within 60 days of purchase in accordance with "Chico's No Problem Return Policy" (see chicos.com or call 888.855.4926 for complete details). Excludes sale and final sale styles. Not valid on prior purchases or shipments. No cash value; non-transferable. Chico's reserves the right to discontinue or modify this offer at any time.
In 2004, the St. Paul and Travelers Companies merged and renamed itself St. Paul Travelers, with the headquarters set in St. Paul, Minnesota.[16] In August of that year, it was charged of misleading statements associated with the merger.[17][18] Despite many assurances from CEO Jay Fishman that the newly formed company would retain the St. Paul name, the corporate name only lasted until 2007, when the company repurchased the rights to the famous red umbrella logo from Citigroup and readopted it as its main corporate symbol, while also changing the corporate name to The Travelers Companies.[19][20][21][22] 
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