Certain that his team erased his memory of the previous day, MacLaren retraces his steps in the case of a disturbed youth with a horrific future. The future is changed due to his positive impact on the boy. Jeff, confronting the Travelers with his knowledge of their existence, is overwritten by a new Traveler. Grace grants the predecessor of the Director, an AI called Elsa, access to the Internet so MacLaren and his team can use it to find Traveler 001.
Many of Travelers' ancestor companies, such as St. Paul and USF&G, are technically still around today, and still write policies and accept claims in their own names (under the overarching Travelers brand name). As is typical of most insurers in the United States, Travelers never dissolved the various companies it acquired, but simply made them wholly owned subsidiaries and trained its employees to act on behalf of those subsidiaries. This is a common risk management strategy used by U.S. insurance groups. If any one company in the group gets hit with too many claims, the situation can be easily contained to that one company (which is placed in runoff and allowed to run its policies to completion), while the remainder of the group continues to operate normally.

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The joy is to watch how these islands are transformed by changing distances, by sunlight, by clouds. On some, there is a sliver of beach, just enough from which to swim; others are edged with little villages built on boards, the houses tied together. All are tropical paradises: Koh Phi Phi, Koh He, Koh Racha, Koh Surin, Koh Dok Mai, to name some of the favorites. Koh Phuket serves as a good jumping-off point. After being devastated by the 2004 tsunami, these islands have made a comeback.

These days, travelers will tell you that Tahiti is no longer a dream. True, it has an international airport, and smart hotels rise within sight of the coral reef. I have seen the changes over the years, yet the island is still beautiful and still rises suddenly green to the cloud-touched mountaintops. At least from the sea, before you come too close, you can still see Tahiti as Paul Gauguin saw it— in all its extravagance and romance—when he voyaged there from France to paint.


As I had a boat, my next design was to make a cruise round the island; for as I had been on the other side in one place, crossing, as I have already described it, over the land, so the discoveries I made in that little journey made me very eager to see other parts of the coast; and now I had a boat, I thought of nothing but sailing round the island.
In August 2012, Travelers sued the National Football League for forcing the company and its subsidiaries to pay to defend the league for failing to protect players from brain injury, in a case filed in the New York State Supreme Court called Discover Property & Casualty Co. et al. vs. National Football League et al., New York State Supreme Court, New York County, No. 652933/2012. The league had sued over three dozen insurance companies the week before in an attempt to cover the claims that players made against the league.[41][42][43]
As I had a boat, my next design was to make a cruise round the island; for as I had been on the other side in one place, crossing, as I have already described it, over the land, so the discoveries I made in that little journey made me very eager to see other parts of the coast; and now I had a boat, I thought of nothing but sailing round the island.

In January 2007, Travelers agreed to pay US$77 million to six states to settle a class action suit and end investigations into its insurance practices.[36][37] The charges involved paying the insurance broker Marsh & McLennan Companies contingent commissions to win business without the knowledge of clients, thus creating a conflict of interest.[38] Additionally, the investigation examined whether Travelers had created the illusion of competition by submitting fake bids,[39] thus misleading clients into believing they were receiving competitive commercial premiums.[40]
Mac investigates a mass arrival of Travelers, while also trying to repair his marriage with Kat. Philip is given assistance with his addiction from fellow Traveler 4514, Jenny. Marcy treats David for PTSD, but is dealing with feelings of detachment and disassociation herself. Carly and Jeff try and clean up their act for Child Protective Services and regain custody of their son. Trevor and Grace bond in the hospital while recovering from their injuries.
MacLaren and Forbes stake out a criminal transaction that becomes a shootout. MacLaren's team is directed to assist an older traveler team: the incident's survivors, whose leader, Rick Hall, reveals that the deal was the assigned transfer of a device with a Russian traveler team. MacLaren is shocked by the violence between teams and by Hall's jadedness. Hall's teammates, Carter and Luca, are both dying, but Marcy saves Luca by transfusing Carter's blood; Marcy suspects Luca is her brother due to his suffering from night terrors. Hall demands that he become the leader of a merged team, and demands MacLaren kill Forbes to prevent their exposure. MacLaren and Forbes arrest Hall and Luca, and the team transfers the device. Trevor quits football to focus on his grades, but is grounded. Ray demands more gambling information from Philip. Carly rebukes Jeff, who harasses Marcy. Carly and MacLaren sleep together.
Many of Travelers' ancestor companies, such as St. Paul and USF&G, are technically still around today, and still write policies and accept claims in their own names (under the overarching Travelers brand name). As is typical of most insurers in the United States, Travelers never dissolved the various companies it acquired, but simply made them wholly owned subsidiaries and trained its employees to act on behalf of those subsidiaries. This is a common risk management strategy used by U.S. insurance groups. If any one company in the group gets hit with too many claims, the situation can be easily contained to that one company (which is placed in runoff and allowed to run its policies to completion), while the remainder of the group continues to operate normally.
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Many of Travelers' ancestor companies, such as St. Paul and USF&G, are technically still around today, and still write policies and accept claims in their own names (under the overarching Travelers brand name). As is typical of most insurers in the United States, Travelers never dissolved the various companies it acquired, but simply made them wholly owned subsidiaries and trained its employees to act on behalf of those subsidiaries. This is a common risk management strategy used by U.S. insurance groups. If any one company in the group gets hit with too many claims, the situation can be easily contained to that one company (which is placed in runoff and allowed to run its policies to completion), while the remainder of the group continues to operate normally.
Vincent Ingram (Traveler 001) recounts his arrival in the 21st century to his therapist, Dr. Perrow. Vincent's arrival was meant to be the first test of projecting human consciousness through time and he was intended to die in the fall of the World Trade Center on September 11, 2001, so as not to affect the timeline – but soon after arrival, he went off-mission and into hiding from the Director. Meanwhile, Mac and his team are being interrogated by the FBI about the Quantum Frame and its purpose, while David deals with the aftermath of the assassination attempt on his life.
To prevent an explosion that kills thousands, the team steals antimatter from a military convoy. The material's intended recipient is a new traveler who fails to prevent his host's suicide, forcing the team to improvise. After failing to upgrade their containment device, the team returns the antimatter to its origin facility. They form a tenuous alliance with Dr. Delaney, who produced the antimatter; history records her as complicit in the weaponization of antimatter, but she actually opposes Major Gleason's ambitions. MacLaren informs Delaney that they will return soon. Philip retains his host's heroin addiction. MacLaren meets his wife, Kat, but also resumes a preexisting relationship with Carly. Marcy works to build trust with a confused David.
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