Saint Paul Fire and Marine Insurance Co. was founded March 5, 1853, in St. Paul, Minnesota, serving local customers who were having a difficult time getting claim payments in a timely manner from insurance companies on the east coast of the United States. It barely survived the Panic of 1857 by dramatically paring down its operations and later reorganizing itself into a stock company (as opposed to a mutual company). It soon spread its operations across the country. In 1998 it acquired USF&G, known formerly as United States Fidelity and Guaranty Company, an insurance company based in Baltimore, Maryland, for $3.9 billion in stock and assumed debt. By buying USF&G, they went from the 13th to the eighth largest property and casualty insurance company in the United States. Through economies of scale between the two companies, and a difficult business environment, they downsized the company substantially over the coming years by selling certain business units to focus on more profitable business units.
Word History: It may seem hard to believe, but Latin aqua, "water," is related to island, which originally meant "watery land." Aqua comes almost unchanged from Indo-European *akwā-, "water." *Akwā- became *ahwō- in Germanic by Grimm's Law and other sound changes. To this was built the adjective *ahwjō-, "watery." This then became *awwjō- or *auwi-, which in pre-English became *ēaj-, and finally ēg or īeg in Old English. Island, spelled iland, first appears in Old English in King Alfred's translation of Boethius about ad 888; the spellings igland and ealond appear in contemporary documents. The s in island is due to a mistaken etymology, confusing the etymologically correct English iland with French isle. Isle comes ultimately from Latin īnsula "island," a component of paenīnsula, "almost-island," whence our peninsula.
During an update for historians, one of them dies from cerebral overload and is taken over by another traveler. The faction then breaks in and kidnaps the historians. A Blackbox is a device used to extract information from an unconscious or dying person and the team uses one to access a critically injured Hall to ascertain the location of historians. Jeff reaches out to his police sergeant to get his job back and is told to get help from a social worker first. Philip is questioned by the faction. Philip is given time with Kyle as a gesture of good will, who states that he sympathizes with the faction's goal, especially since he just saw another historian die during the update. Faction saves a TELL that Kyle provided to gain his support. Jeff reaches out to David to sign his therapy form for him to get his job back. David agrees to help as a social worker with Jeff's addiction, which the traveler doesn't actually have. Hall is able to relay information from when he was tracking his team's historian showing he ran into a faction team and was shot climbing a fence. He reveals that it was Kyle and Luca from his own team that shot him. Hall is able to show the team the location of the historians and the team is dispatched. While with David, Jeff receives a message to meet up at the location for tactical support. Philip is able to escape before being cornered by Kyle and Luca. Maclaren's team shows up just in time to save Philip and kills Luca and Kyle. The team saves all the historians while taking out many of the faction. Hall is told he saved them all and is able to pass away in peace knowing that. Jeff and Carly reconnect. Philip is seen throwing out his yellow pills that historians have to take.
Golf Weekends: Great for team building and re-connecting with friends, golf getaways can include a day trip to a nearby public course or a weekend vacation to a luxury resort. Plan on PGA courses in California, check into a famous resort in Florida or play a few rounds on your business trip to Las Vegas. Best vacations for golfers can also mean a day trip to a nearby golf course which is fun and cheap.
Carly loses custody of her son until the trial. Grace is due to die, so Trevor kidnaps her to save her life. Believing he is insane, she flees and is overwritten despite having avoided the accident that would have killed her. Grace and another newly arrived traveler, Ellis, are computer programmers who have fled an anti-Director faction in the future. Ellis has developed a code that is sought by this faction, and has returned to the 21st century to keep it from them. David and Marcy consummate their relationship. However, her condition worsens and Boyd stabilizes her, but Marcy is near death. In the future, Grace was in charge of social media research and identifying the candidates. She wants to correct Marcy's condition with an experimental overwrite. She offers to redirect Marcy's original transfer into the functional part of her brain, saving her at the cost of her 21st-century memories. MacLaren lets Marcy decide, and she decides to speak to David first. However, her condition becomes critical shortly before David returns home, and she is overwritten by her earlier self. Her team introduces her to David.
In 2004, the St. Paul and Travelers Companies merged and renamed itself St. Paul Travelers, with the headquarters set in St. Paul, Minnesota. In August of that year, it was charged of misleading statements associated with the merger. Despite many assurances from CEO Jay Fishman that the newly formed company would retain the St. Paul name, the corporate name only lasted until 2007, when the company repurchased the rights to the famous red umbrella logo from Citigroup and readopted it as its main corporate symbol, while also changing the corporate name to The Travelers Companies.